Regal Insurance Encourages Christmas Shoppers to Take Sensible Steps to Protect Their Purchases

MANCHESTER, England, October 12, 2010 - High-value home contents insurance (
www.regalinsurance.co.uk/Contents-Insurance.aspx) specialists Regal
Insurance is encouraging homeowners to take sensible steps to protect their
purchases once they begin Christmas shopping this year. According to a recent
Retail Eyes survey, 23 per cent of UK shoppers will start their Christmas
shopping in October, leading to a surplus of expensive items left around UK
homes for over two months.

The festive season is often a costly time for many; Christmas presents
alone can end up costing hundreds - if not thousands - of pounds. Electronic
toys, televisions and other gadgets are high on the list of expenses, but
lots of the little items add up fast, and can quickly cause seasonal spending
to snowball.

Andy Leggett, Online Marketing Manager at Regal Insurance, is not
surprised at the amount of people choosing to do their Christmas shopping
early. He said: "Seeing surprised and delighted faces, both young and old, is
one of the highlights of Christmas. Stock availability is often a problem
during this season, so it is easy to understand why many people choose to buy
their presents early, especially if they are tasked with buying a particular
toy."

Already tipped to be a top seller this year is the GBP36-GBP40 Buzz
Lightyear action figure from Toy Story 3. According to Sky News, other
products due to go down a storm include the GBP110 Sylvanian Families Regency
Hotel, GBP60 Lego City Fire Station, and the GBP40 Scalextric Micro Maximum
Mayhem.

Leggett added: "Toys seem to be getting more expensive each year, but
that doesn't stop us from buying them. In fact, it is because of this that
homeowners in the UK should be protective of the presents hidden in their
house prior to Christmas morning. Hiding them from your children is one
thing, but with such a high value, these gifts should also be hidden away
from the prying eyes of outsiders to the home."

Regal Insurance suggests taking a few sensible steps to take after
purchasing Christmas presents, if they are to be kept within the home. Common
measures include:

    - Taking out a home contents insurance (
      www.regalinsurance.co.uk/Contents-Insurance.aspx) policy, or
      updating an existing policy, to cover new purchases.

    - Storing presents out of sight from windows and doors

    - Hiding keys away from windows and doors

    - Leaving the lights on when going out for the evening

"Ensuring you have adequate home contents insurance is a wise move,
especially throughout the festive season. Burglars know that you may have
extra gifts and gadgets dotted around the home, which essentially equates to
a prime target for theft. Christmas is expensive enough without having to
dole out to replace all of the presents you've already bought once before."

"Regal Insurance will automatically increase contents insurance policies
for the Christmas period, allowing you to get the appropriate level of cover
for your gifts and goodies. However, it is best to read your policy to find
out how many days this cover is provided for, and the maximum value of the
cover."

To talk to a member of the Regal team today and get a quote with no
obligation, call +44(0)800-519-10-22, or visit the website at
www.regalinsurance.co.uk/.

NOTES FOR EDITORS

Regal Insurance will automatically increase the contents sum insured for
gifts, food, and provisions during the period 30 days before and 30 days
after a recognised religious festival, in both platinum and gold policies.

FURTHER NOTES FOR EDITORS

Regal is a specialist provider of high-value home insurance that provides
cover for low-risk customers and in doing so is able to negotiate lower
premiums with a selected group of insurers which include AXA, Royal &
SunAlliance and Brit.

Regal is part of Castle Cover, the 50+ insurance specialists, which now
has over 290,000 policy holders. Regal was introduced to combine high-quality
service and competitive premiums for people who need more than the standard
levels of cover provided by many insurance companies.

For more information please contact Hannah Warder at
hannah.warder at mvmediagroup.co.uk, +44-(0)161-661-4243