M&S Premium Club Offers 1 Million M&S Points

CHESTER, England, May 12, 2011 - M&S Money has launched a Premium Club prize draw which will allow one
lucky entrant to win 1 million points worth GBP10,000 to spend at M&S.
Customers who join the exclusive M&S Premium Club by 30th June 2011 will be
automatically entered into the prize draw.

M&S Premium Club membership benefits include triple points on the M&S
Credit Card* for all shopping at M&S, in-store and online. It also includes
special treats throughout the year, including a birthday gift and seasonal
treats, hot drinks vouchers at M&S Café and worldwide multi-trip family
travel insurance. (
money.marksandspencer.com/insurance/travel-insurance/overview/)

These and other membership benefits are available for GBP15 a month for a
minimum of 12 months, exclusively to M&S Credit Card holders. A best buy
credit card with no annual fee, the M&S Credit Card is available to new
customers, offering 0% interest on all shopping for 15 months.

Amanda Newman, M&S Premium Club manager, commented: "Premium Club gives
members the opportunity to experience more of M&S, with exclusive access to a
collection of benefits and rewards."

Existing M&S Credit Card holders can apply to join Premium Club at M&S
stores, by phone or online. New customers can apply for the credit card and
M&S Premium Club at the same time, using just one application form.

The winner of the prize draw will be drawn on 29th July 2011, and the
winner will be informed by the 19th August 2011.

Notes to Editors:

* 15.9% APR representative variable. The rate that you actually receive
will depend on our assessment of your circumstances.

About M&S Money:

M&S Money (the trading name of Marks & Spencer Financial Services) was
founded in 1985 as the financial services division of Marks and Spencer Group
plc.

The company is a top-ten credit cards (
money.marksandspencer.com/cards/credit-card/overview/) provider and
the second-largest travel money retailer in the UK. M&S Money also offers a
range of insurance cover, including home insurance and premium travel
insurance, (
money.marksandspencer.com/insurance/travel-insurance/premier-cover/)
as well as loans, savings and investment products, including credit card
payment protection. (
money.marksandspencer.com/cards/credit-card/payment-protection-insurance/)

(Due to the length of this URL, it may be necessary to copy and paste
this hyperlink into your Internet browser's URL address field. Remove the
space if one exists.)

In November 2004, Marks & Spencer sold M&S Money to HSBC. HSBC Holdings
plc, the parent company of the HSBC Group, is headquartered in London. The
Group serves customers worldwide from around 8,000 offices in 87 countries
and territories in Europe, the Asia-Pacific region, North America, Latin
America and the Middle East.

    PR Contact:

    Liz Neild
    Kings Meadow
    Chester Business Park
    Chester
    CH99 9FB
    +44(0)1244-686-068
    money.marksandspencer.com

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