Savvy Motorists Won't be Fuelled by New Motor Legislation

Sunday, May 8, 2011

Continuous Insurance Enforcement Will Make Over Half of Motorists More Vigilant When Insuring Their Car

CHESTER, England, May 9, 2011 - From June, British motorists will need to be aware of a new
law called Continuous Insurance Enforcement which comes into force making it
illegal to own a motor vehicle without valid insurance unless it has been
declared off road. Research by ( shows that over half (56 per cent) of
motorists will be more vigilant and shop around to find a better deal on
their car insurance, but a worrying one in ten will accept a penalty if

Continuous Insurance Enforcement (CIE) will mean anyone who is
registered as an owner of a vehicle or motorbike, which isn't registered as
SORN (Statutory Off Road Notification), MUST have valid car, van or motorbike
insurance for it or face a fixed penalty notice and possible further legal
action.(1) Britain's number one comparison site asked users how this new
legislation would affect the way they insured their cars. Over half (56 per
cent) claimed it would make them more vigilant and encourage them to shop
around to find a better deal on their car cover, and a quarter (27 per cent)
already make certain they are continuously insured. Worryingly however,
nearly a tenth (eight per cent) claimed CIE would simply make them
automatically renew with their existing insurer and another ten per cent said
it wouldn't affect how they insured their car as they would just accept the
fine if caught without cover.(2)

Peter Harrison, car insurance expert at,
( said: "Uninsured drivers
cost the industry GBP500 million each year, which as a result adds an average
of GBP30 to every motorist's premium.(3) Our own research has found a
staggering one in six UK motorists has admitted to driving a car
uninsured.(4) With CIE legislation coming into force next month, this should
help drive down the number of uninsured drivers on our roads, a move which
can only be applauded. All motorists need to be vigilant though – especially
leisure drivers or motorbike enthusiasts who only use their vehicles
occasionally and let their insurance lapse in the meantime; they need to
declare their vehicle as SORN or renew!

"Additionally, our research shows the legislation will go a
long way towards encouraging Brits to shop around at renewal time to find a
better deal on their insurance. That said, there are clearly still motorists
out there who will just accept a renewal quote out of convenience - a
bank-breaking move I would advise against. With insurance premiums rising on
average by 44p per day, or by 31 per cent last year,(5) shopping around for
the best deal is crucial to ensure you aren't paying over the odds for your
car insurance. The average saving on an annual car insurance policy using is GBP282, so I urge everyone to do their research and
not automatically accept their renewal without checking there isn't a better

Notes to Editors:

(1) In a bid to protect motorists from uninsured drivers the
Road Safety Act 2006 included Continuous Insurance Enforcement (CIE)4. This
is due to be brought in from May 23 2011 and will mean anyone who is
registered as an owner of a vehicle, which isn't registered as SORN
(Statutory Off Road Notification), MUST have valid car insurance for it or
face a penalty.

(Due to the length of this URL, it may be necessary to copy and paste
this hyperlink into your Internet browser's URL address field. Remove the
space if one exists.)

(2) Web Poll conducted by

New legislation will make it illegal to keep a vehicle that's
uninsured. Will this change the way you insure your car?

- Yes - I'll automatically renew with my existing provider (8.1%)

- Yes - I'll be more vigilant and shop around to find the best quote

- No - I'll deal with a fine if necessary (9.7%)

- No - I already ensure I'm continuously insured (26.5%)

Total Votes: 1004

Voting Ends: 07/05/2011


(4) Opinium Research carried out an online poll of 2019 British
adults from 11 - 15 February 2011.

Results have been weighted to nationally representative criteria.

(5) The rising cost of car insurance

Over the past year car insurance quotes have increased on
average by 31%. The average quote has gone from GBP519
to GBP680
(44p per day). Figure calculated using 21,370,762 enquiries made
between 11/01/2010 and 13/01/2011.'s customer commitment

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