Small World and Choice Money Transfer Combine to Create Leading Global Financial Services Group

LONDON, December 21, 2010 - Small World Financial Services Group and Choice Money Transfer
have today announced the signing of a definitive agreement to combine the
operations of the two organisations to create one of the world's largest
money transfer organisations.

The combined Small World group trades in thirteen countries
across Europe and North America, with a turnover of over $2.5bn, taking two
strong regional players and creating a top ten global business that is
extremely well positioned to take advantage of the recent return to growth of
the industry.

"This transaction catapults us into the top tier of global
remittance players," said Nick Day, Group CEO at Small World, "while creating
massive opportunities for cost synergies and opening up new geographic
markets and corridors for both companies. The combination of our global
payment networks and deployment of our advanced technology platform will
greatly accelerate our growth trajectory."

Kevin Neuschatz, the CEO of Choice Money Transfer, will become
part of the leadership team. Kevin said, "I look forward to working with Nick
and the Small World team, and to making the most of their platform and new
technology to drive sales through leveraging the outstanding service we are
able to offer our customers."

About Choice Money Transfer

Choice Money Transfer Inc. is a fast growing provider of
consumer money transfer services committed to service excellence, regulatory
compliance, and sound management principles. Choice Money Transfer has a
network of correspondents in over 45 countries throughout Africa, Asia, Latin
America, and Europe consisting of over 30,000 payout locations. For more
information, visit www.choicemoneytransfer.com.

About Small World Financial Services Group

Small World Financial Services Group is the largest
independent money transfer company in Europe. It provides global
consumer-to-consumer money transfer services through a sending network of
agents and Company-owned stores, disbursing money transfers through a
worldwide payer network of 130,000 cash pickup locations in 90 countries, as
well as disbursement to bank accounts and mobile wallets. In addition to
money transfer, Small World provides telephony services, insurance products,
prepaid debit cards, and cheque cashing. For more information, visit
www.smallworldfs.com.

Media Contacts US - Kevin Neuschatz (+1-212-268-9290 -Kevin.neuschatz at choicemoneytransfer.com); UK - Nick Day (+44(0)207-863-8816 - nick.day at smallworldfs.com)