Travel Insurance Cover for Volcanic Ash Groundings

As Thousands of Travellers Remain Bewildered by Just What They Should do, Allclear Travel Insurance Removes the Cloud of Uncertainty For its Policy Holders

ROMFORD, England, April 20, 2010 - With the Association of British Insurers warning that many
policies will not offer cover to those affected by the UK and European
airspace closure due to the volcanic dust cloud, Chris Blackman, Head of
Product Development at AllClear has confirmed that those claiming under the
travel delay and trip abandonment sections of the AllClear Personal travel
policy, WILL be eligible to make a claim.

Chris explained: "Where a traveller has booked a holiday
package through a tour operator, there is generally an obligation for the
tour operator to provide an acceptable alternative or a refund, but where
someone has simply booked a flight and made their own arrangements for
accommodation and perhaps car hire - an increasingly popular trend nowadays
with the ease of internet bookings - the airline will only compensate for the
airline ticket. This leaves the traveller picking up the bill for a hotel
room or villa which he can't get to, though no fault of his own! This is
where a reputable travel policy is important for those wishing to limit their
losses. Disappointment on losing the holiday is bad enough without having to
payout for accommodation not used. "

Chris continued: "Clearly, this incident is costing the
airlines and tour operators millions of pounds and it's probable that not all
will survive, so the next issue could easily be a spate of financial
failures. Thankfully, there are some Travel Insurance companies who have
followed AllClear's lead in providing cover for this eventuality too, but not
all, so travellers are urged to choose their travel insurance wisely if they
are planning to book a trip over the next few months".

Choosing the right Travel Insurance is personal because
everyone is individual. However, the following questions may help short list
the one for you:

    1) Is Medical Expenses cover adequate? GBP5 Million should be
       plenty, even for USA. Any more than this and you may be paying for
       something you'll never need.

    2) Does the policy have Dynamic Packaging Insurance? Package tours
       booked through a travel agent are usually protected by bonding such as
       ABTA or ATOL. But if you tend to book your travel on the internet in
       separate transactions - Accommodation, Flight, Car Hire, Excursions,
       etc., if one of the companies suffered financial failure, you may lose
       without this cover.

    3) If you have any medical history, does it provide cover in the
       event of a medical emergency whilst away? Many policies exclude cover
       for most medical conditions. Some specialise in providing cover, even
       for severe medical conditions.

    4) If you have just reached the age where many companies class you
       into the next age band and your quote for a policy has risen sharply,
       shop around. There are companies such as AllClear who price age year
       by year, with gradual changes in premiums rather than huge steps.
       Savings could be significant.

    5) Are there options to add or remove cover for Cancellation,
       Baggage, Winter Sports, Golf, etc? Only pay for what you want or need.
       Flexible options are useful in reducing unnecessary cost if you
       already have cover elsewhere such as on your home contents insurance.

For further information visit www.allcleartravel.co.uk

For further information contact Chris on chris.blackman at allclearinsurance.com or +44(0)1962-870066