Experian Announced by RBS to Provide Global Payment Validation

RUGBY, England, October 26, 2010 - Experian, the global information services company, announced that it has
been selected by RBS to provide a range of global payment validation and data
conversion services to the bank's corporate customers. The agreement enables
RBS' corporate customers to make SEPA (Single Euro Payments Area) compliant
payments and ensure payments reach the correct beneficiaries anywhere in the
world.

As the migration to SEPA services gathers pace, banks and their corporate
customers will no longer be able to use domestic Basic Bank Account Numbers
(BBANs) in their domestic and cross-border euro payments. Failing to submit
payment details in the correct format may incur additional charges plus
additional fees for correcting the information. Using Experian's Data
Conversion service, RBS' corporate customers will be able to check and
cleanse bank account details in bulk and then convert them from domestic
BBANs into the required International Bank Account Numbers (IBANs) and
corresponding BICs for all domestic and international payments
(www.experian.co.uk/payments/solutions/with-sepa-and-international-payments.html)
under SEPA. This will also enable corporates to improve the
Straight-Through-Processing of payment instructions and benefit from lower
cost Euro payments.

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Capturing the correct beneficiary bank account and payment routing
information for processing cross-border and international payments can be
time-consuming and costly. Bank Wizard, Experian's global validation
software, allows RBS corporate customers to instantaneously validate account
details and find the correct Bank Identifier Code (BIC) in up to 228
countries and territories worldwide. Using Bank Wizard, RBS' corporate
customers will reduce the costs and delays associated with reprocessing
failed payments, whilst at the same time improving customer service levels.
Corporates will also find payment routing more effective by moving away from
higher cost wire payments to lower cost SEPA payments
(www.experian.co.uk/payments/quick-links/sepa-payments.html) or
ACH payments, worldwide.

Wilco Dado, head of Global Payments at RBS, commented: "Through Experian
we will be able to provide our customers with a range of services that allow
them to mitigate against the cost and risk associated with continual changes
in the global payments market. This new service will allow our corporate
customers to validate and convert bulk data files and to validate bank
account data at the point of data entry. As a result, customers will be able
to successfully route payments via SEPA or other routing mechanisms, whilst
completing any missing information required for worldwide payments."

Jonathan Williams, Director of Strategic Development at Experian
Payments, added: "This new service will provide RBS' corporate customers with
IBAN Validation
(www.experian.co.uk/payments/products/bank-wizard.html) and a valid
BIC for each SEPA transaction and deliver payment
information in the appropriate format for destination countries, globally. As
a result, organizations can optimise their payment and settlement mechanisms
and replace often costly and inefficient legacy processes."

About Experian

Experian is the leading global information services company, providing
data and analytical tools to clients in more than 90 countries. The company
helps businesses to manage credit risk, prevent fraud, target marketing
offers and automate decision making. Experian also helps individuals to check
their credit report and credit score, and protect against identity theft.

About Experian Payments

Experian Payments develops global strategic payment software
(www.experian.co.uk/payments/home-page/index.html) and services
to meet the requirements of the world's leading banks and corporate
organisations. Focussing on the specific challenges of data validation,
payment validation and payment processing, Experian Payments'
platform-independent software and services help organisations control costs,
reduce risks and improve customer service through the minimisation of payment
errors. Experian Payments has over 1,000 customers across all sectors of
industry and commerce. Experian Payments is a division of Experian.

    PR contact:
    Margo Galvin
    PR Executive
    Experian Payments
    Swift Park
    Old Leicester Road
    Rugby
    CV21 1DZ
    +44(0)1788-55-4800

www.experianpayments.com

PR contact: Margo Galvin, PR Executive, Experian Payments, Swift Park, Old Leicester Road, Rugby, CV21 1DZ, +44(0)1788-55-4800