Shop Safe and Protect Your PC…With MBNA, You're Covered!

CHESTER, England, January 27, 2011 - MBNA is offering a year's complimentary online security protection to
millions of its UK customers. The security software is being provided by
McAfee, (NYSE: MFE), the world's largest dedicated security company.

Soaring levels of online shopping are seeing customers demanding greater
security from credit card companies.

The ground-breaking deal gives MBNA customers a year's complimentary use
of a McAfee Online Banking security suite worth around GBP60.

Ian O'Doherty, Europe executive for MBNA, said: "We want MBNA customers
to know that when they use our credit cards, they're covered. Our commitment
to security and protection is stronger than ever and this 'no strings
attached' deal is available for all of our customers.

"Millions of people are spending their hard-earned money online, but
concerns about credit card security are high(1). We have layers of
protection on our cards; but we'll continue to do more to make our
customers safer."

The complimentary software package includes virus, spyware and adware
protection; anti-spam and e-mail protection; a website safety advisor that
flags malicious links within web search results, e-mail and instant messages;
a two-way firewall to repel hackers; and one GB of online backup for
consumers' most important files. The offer is available to all MBNA customers
who have registered for Online Card Services(2).

MBNA has layers of security on all its products. One example is Sitekey
(www.mbna.co.uk/protection-security/online-banking-security/index.html
), an anti-phishing tool unique in the UK credit card market, that helps MBNA
to identify one of its customers, and vice versa, when banking online.

MBNA customers are also encouraged to use 3-D secure (
https://www.securesuite.co.uk/mbna/registration/welcome.jsp?partner=mbnairelandvisa)
, a service provided by MBNA and certified by Visa and Mastercard
offering secure Internet shopping.

(Due to the length of the above URL, it may be necessary to copy and
paste the hyperlink into your Internet browser's URL address field.
Remove the space if one exists.)

(1) MBNA commissioned a SKOPOS Opinion People panel of 752 UK credit card
customers in August 2010. More than 88% highlighted security and protection
as a vital part of their credit card - 43% singled it out as the most
important factor.

(2) To take up the McAfee Online Banking Suite offer, MBNA customers
should log in to Online Card Services and visit the "Your Account" page,
which will guide them through the steps. Customers not already registered
on Online Card Services can follow the quick registration process and
follow the same simple process. For details about McAfee Online Banking
Suite and the terms of the offer, go to
www.mbna.co.uk/protection-security/mcafee

About MBNA Europe Bank

MBNA Europe is a wholly owned subsidiary of Bank of America Corporation
(NYSE: BAC) and is the recognised leader in affinity marketing.

For more information, visit the company's website at
www.mbna.co.uk or Bank of America's website at
www.bankofamerica.com

Editor and supplementary notes:

The information contained in MBNA Europe's press releases is intended
solely for journalists and should not be used by consumers to make financial
decisions. Any consumer interested in finding out more about any of MBNA
Europe's products should visit www.mbna.co.uk for full terms and
conditions.

For further information, contact: Gary Jenkins, Vice President - Communications, Bank of America Europe Card Services, Tel: +44(0)1244-574136, Mobile: +44(0)7825-721118, Fax: +44(0)1244-672468, Email: gary.jenkins at mbna.com