The Rise and Fall of the Uninsured Driver

Sunday, May 22, 2011

CHESTER, England, May 23, 2011 -

- One in Six Drivers on the Roads are Uninsured

- Continuous Insurance Enforcement will Make Over Half of Motorists
More Vigilant when Insuring their Car

- Shopping Around at Renewal Time is Crucial - Motorists Can Save
GBP282 on Average

Research by ( shows uninsured drivers are currently rife
on our roads, with one in six admitting to the offence. As well as being a
danger to other drivers, uninsured drivers also add GBP30* to the cost of a
car insurance policy.

However from June, a new law called Continuous Insurance
Enforcement (CIE) will make owning a motor vehicle without valid insurance
illegal unless it has been declared off road, with greater penalties being
introduced for those who flout the rules.

Anyone who owns a motor which isn't declared as SORN
(Statutory Off Road Notification), MUST have valid car, van or motorbike
insurance for it or face a fixed penalty notice and possible further legal

The research by Britain's number one comparison site found a
worrying amount of uninsured drivers on UK roads, with one in six motorists
(16 per cent) having broken the law by driving a car they weren't insured to
drive. Seven per cent admitted breaking the law by getting behind the wheel
of their own car with no cover, while an additional seven percent admit to
having driven someone else's car without insurance. Two per cent admitted to
driving their own car uninsured in between renewing their insurance policy.2

Peter Harrison, car insurance expert at
(, said "The number of drivers
prepared to hit the road without insurance is a huge concern. It is illegal
to get behind the wheel without adequate cover and should you be involved in
a crash when not insured you could face thousands of pounds in liability, a
conviction including six points on your license as well as charges of up to

Further research from found over half of
motorists (56 per cent) said CIE would make them more vigilant and encourage
them to shop around to find a better deal on their car cover, and a quarter
(27 per cent) already make certain they are continuously insured. However, a
shocking ten per cent said CIE wouldn't affect how they insured their car as
they would just accept the fine if caught without cover.3

Talking about the launch of CIE, Pete Harrison said: ""With
CIE legislation coming into force next month, it should help drive down the
number of uninsured drivers on our roads. It also means ALL motorists need to
be vigilant of their insurance renewal dates - especially leisure drivers or
motorbike enthusiasts who only use their vehicles occasionally and let their
insurance lapse in the meantime; they need to declare their vehicle as SORN
or renew!

"With insurance premiums rising on average by 44p per day, or
by 31 per cent last year,4 shopping around for the best deal at renewal time
is crucial to ensure you aren't paying over the odds for your car insurance.
The average saving on an annual car insurance policy using is GBP282, so I urge everyone to do their research and
not automatically accept their renewal without checking there isn't a better

Ashton West, Chief Executive at the Motor Insurers' Bureau,
said: "The change in law is a stepping up of enforcement activity, so that
not only those vehicles driven without insurance will be caught. Now the
registered keeper must make sure that their vehicle is insured all the time.

"In order to make sure everyone is aware of the new scheme, a
national awareness campaign will be shown on satellite and terrestrial TV

"Around four percent of vehicles have no motor insurance at
any given time and this needs to change so that is why this new enforcement
approach is so important."

Notes to Editors:

* - Source:

1 In a bid to protect motorists from uninsured drivers the
Road Safety Act 2006 included Continuous Insurance Enforcement (CIE). This is
due to be brought in from May 23 2011 and will mean anyone who is registered
as an owner of a vehicle, which isn't registered as SORN (Statutory Off Road
Notification), MUST have valid car insurance for it or face a penalty.

(Due to the length of this URL, it may be necessary to copy and paste
this hyperlink into your Internet browser's URL address field. Remove the
space if one exists.)

2 Opinium Research carried out an online poll of 2019 British
adults from 11 - 15 February 2011.

Results have been weighted to nationally representative criteria.

3 Web Poll conducted by

New legislation will make it illegal to keep a vehicle that's
uninsured. Will this change the way you insure your car?

- Yes - I'll automatically renew with my existing provider (8.1%)

- Yes - I'll be more vigilant and shop around to find the best quote

- No - I'll deal with a fine if necessary (9.7%)

- No - I already ensure I'm continuously insured (26.5%)

Total Votes: 1004 Voting Ends: 07/05/2011

4 The rising cost of car insurance

Over the past year car insurance quotes have increased on
average by 31%. The average quote has gone from GBP519
to GBP680
(44p per day). Figure calculated using 21,370,762 enquiries made
between 11/01/2010 and 13/01/2011.'s customer commitment

- No other site compares more prices or products

- We are independent so only find the best deals for you

- The price you see is the price you pay - you don't need to
go direct and you won't get a better deal doing so

- Your details are safe with us and we won't sell them to
anybody compares (at 24th February 2011)

- 100 car insurance providers and 76 home insurance providers

- 20 broadband providers and 18 energy providers

- 27 unsecured loan and 5 secured loan providers

- 65 mortgage lenders and 33 credit card providers

- 65 savings providers and 32 current account providers.

- Over 865,000 mobile phone deals

We promise to be clear and impartial

- All the products in our full search results tables are
displayed in a completely unbiased manner.

- We don't add fees or commissions on to the prices we

- There may be times when another site compares more companies
than us on a particular product, perhaps because of market changes or
technical issues. You'll be able to see this and know we are working hard to
fix it.

We promise to be trustworthy

- We never use your data to make unwanted sales calls or send
you spam.

- We never pass your personal information to third parties
unless you give us permission to do so.

- Even if you choose to receive additional information from
us, you can opt out at any time.

- We promise to be supportive.

- You can use our community forum to get information and help
from other customers.

If you need further help or support, you can contact our sales advisors,
customer services agents.

    For further information, please contact:
    Paul Lawler
    PR Manager
    Tel: +44(0)1244-370-317


will not be displayed