Win Tickets to the 2010 FIFA World Cup(TM) in South Africa Courtesy of Visa

ST HELIER, Jersey, March 5, 2010 - Visa, a FIFA World Cup(TM) Worldwide Partner, is offering Abbey
International clients the chance to win tickets to the 2010 FIFA World
Cup(TM) in South Africa. The lucky winner will receive two tickets to attend
the 2010 FIFA World Cup(TM) final, pre-match hospitality and three nights'
accommodation in a double occupancy 4 star hotel room from the 9 to 12 July
2010. Abbey International will also contribute GBP1,500 towards return
flights to the event.

To enter the competition, you will need to apply or request an upgrade to
a Visa Platinum or Visa Infinite deferred-debit card, available with the
Abbey International Gold account. Minimum deposits and terms apply. The
competition is open from 16 February until 30 April 2010.

Head of Client Experience at Abbey International Jane Matthews comments,
"Abbey International has always prided itself on giving its clients the best
possible service and our Visa deferred-debit cards evidence this, bringing
together a range of exceptional business and personal account services and
lifestyle opportunities."

For competition information, please visit
www.abbeyinternational.com/competition

Logos available on request.

For further information on banking with Abbey International in
Jersey call +44(0)1534-828-828 or log onto www.abbeyinternational.com

For media use only and not to be relied on by consumers to make financial
decisions.

Notes to Editors:

Abbey International is located in Jersey, a secure,
well-established and politically stable financial centre, which is renowned
internationally for its high standards of regulation. Jersey's unique
constitution and relationship with the British Crown dates back hundreds of
years. This provides for a unique legal and neutral tax system that can
provide significant wealth planning opportunities for the international
investor.

Abbey international has a minimum balance entry requirement of
GBP50,000 (or currency equivalent) across our portfolio of products. The
minimum balance amount can be spread across a range of accounts, subject to
the minimum opening deposit for each account being met.

All deposits carry the full and unconditional guarantee of Santander UK
plc, itself a wholly owned subsidiary of the Santander Group.

Santander has more than 150 years' experience in banking and more
branches worldwide than any other international bank.

About Banco Santander

Banco Santander (SAN.MC, STD.N, BNC.LN) is a retail and
commercial bank, based in Spain, with presence in 10 main markets. At the end
of 2008, Santander was the largest bank in the euro zone by market
capitalization and third in the world by profit. Founded in 1857, Santander
had EUR 1,271 billion in managed funds at the end of 2008. Following the
acquisition of Sovereign Bancorp. of the U.S. in January 2009, Santander had
90 million customers, around 14,000 branches - more than any other
international bank - and over 170,000 employees. It is the largest financial
group in Spain and Latin America, with leading positions in the United
Kingdom and Portugal and a broad presence in Europe through its Santander
Consumer Finance arm. In the first half of 2009, Santander registered
EUR4,519 million in net attributable profit.

In the UK, Santander operates two retail businesses - Santander, which
was formed out of the Abbey and Bradford & Bingley retail network, and
Alliance & Leicester. Together they have over 1300 branches, around 4,500
cash machines and they provide a full range of retail and corporate
banking services to 25 million customers.

Alliance & Leicester will become known as Santander by the end of 2010.

    Media Contacts:

    Guy Stephenson/Jennifer Duffy
    Nacelle Ltd
    +44(0)20-8333-9125
    gstephenson@nacelle.co.uk

    Jane Matthews, Abbey International, Head of Client Experience
    +44(0)1534-828137
    Jane.matthews@abbeyinternational.com

Media Contacts: Guy Stephenson/Jennifer Duffy, Nacelle Ltd, +44(0)20-8333-9125, gstephenson at nacelle.co.uk; Jane Matthews, Abbey International, Head of Client Experience, +44(0)1534-828137, Jane.matthews at abbeyinternational.com