Compliance on Demand

STUTTGART, Germany, February 3 -

    - The Payment Services Providers Equens and Cellent Finance Solutions
      Initiate a Cooperation
    - Financial Sanctions Monitoring as a Leasing Model
    - Pilot Phase Start in December of 2009

The international payment services provider Equens SE with headquarters
in Utrecht (NL) and the Cellent Finance Solutions AG are offering
transaction monitoring, which has become mandatory with the ratification of
the third EU-money laundering regulation, in the form of a future-oriented
and SMARAGD TCM-based service.

Due to increased requirements in the wake of the European Money
Laundering Directives and national money laundering laws, Equens has opted
for the introduction of SMARAGD TCM as the system to monitor payment orders
for embargo and sanction violations. As an application service provider,
Equens will offer the new service in the future and optionally as an addition
to the existing product catalog.

Equens' customers, which include some of Europe's largest banks, can
monitor not only payments transactions made through Equens, but are also able
to directly connect their own systems with the help of this new service
module. The entire financial sanctions monitoring can therefore be performed
efficiently and economically through a single system. Suspected embargo
violation cases or potential sanctions violations are processed through a
customizable client connection.

Equens' customers will not only benefit from attractive, demand-based
pricing, but also from software that is always up-to-date with current
legislation, as well as from Cellent Finance Solutions' longstanding
experience and expertise in the field of Financial Sanctions Monitoring.

As a company with an international clientele, Equens has very high
demands regarding the performance of the employed systems. Ralph Weik,
General Manager IT at Equens, confirms this: "When selecting systems, Equens
puts great emphasis on the factors system security, scalability and
multi-organization capability. The necessary flexibility to meet individual
requirements of our international customers is also of great importance. In
conjunction with our high-availability server environment, SMARAGD TCM
completely fulfills these requirements."

For Thomas Wild, board member of Cellent Finance Solutions, the
cooperation with Equens is confirmation that the long-term product strategy
of his company is now yielding success. At the contract signing, he said:
"Our software operates at a high level of performance and achieves very
precise results. The performance of SMARAGD TCM becomes apparent during the
very high transaction volumes that are processed daily through an
international payment service provider such as Equens. For us, Equens'
decision to employ our product is the best proof for the viability of our
solution."

In December of 2009, Equens' on-demand solution was successfully
commissioned in a pilot customer's organization. For 2010, it is planned to
implement the solution in other major banks as well. In the medium term, it
is planned to expand the cooperation to identify high-risk customers, known
as Politically Exposed Persons (PEPs), as well as the monitoring of
transactions to banks in danger of bankruptcy.

    www.cellent-fs.com
    www.equens.com

    Contact:

    Klaus Spiesshofer
    Sales Manager
    E-Mail: klaus.spiesshofer@cellent-fs.com

    Elisabeth Gutscher-Wolf
    Marketing / PR
    elisabeth.gutscher-wolf@cellent-fs.com
    +49(07)711-222-992-900

Contact: Klaus Spiesshofer, Sales Manager, E-Mail: klaus.spiesshofer at cellent-fs.com; Elisabeth Gutscher-Wolf, Marketing / PR, elisabeth.gutscher-wolf at cellent-fs.com, +49(07)711-222-992-900