Don't let Your Festival Spirit be Dampened by Tent Thieves

CHESTER, England, May 31, 2011 -

- Add Personal Possessions Cover to Your Home Insurance to
Avoid Festival Theft.

- Ensure you Have Motor Breakdown Cover in Place Before Hitting the
Roads, Says moneysupermarket.com

With thousands of people planning to enjoy this year's
festival season, Britain's number one comparison site moneysupermarket.com
urges all Brits to think about what cover they have in place to protect them
while they party away from home.

Insuring your possessions

As festival revellers prepare for this year's round of music,
mud and moshing, they need to consider protecting their possessions against
theft, loss or damage. Research by moneysupermarket.com
(www.moneysupermarket.com/) found cover for personal possessions
while away from the home can be tagged on to home contents insurance for a
small additional cost. With the RAC, for example, home contents insurance
which includes cover for possessions away from home stands at GBP97.40 a
year; giving festival-goers the piece of mind their personal possessions will
be covered.[1] Brits should also be aware it's important to check the small
print of the policy as some insurers will not cover camping equipment as
standard.

Julie Owens, head of home insurance at moneysupermarket.com
(www.moneysupermarket.com/home-insurance/), said: "Whether heading to
the big headline festivals such as Glastonbury and Reading, or to a smaller
festival such as Kendal Calling, revellers will be looking forward to getting
into the party spirit. It's important Brits are on their guard against
opportunistic thieves; tents will often be left unguarded for hours at a
time, so as well as making sure valuables are kept with you at all times as
your insurance may not cover you. If you are unfortunate enough to be victim
of theft, many home contents policies will cover you for items such as iPods
and iPhones. Spending the extra cash to ensure you are protected is a small
price to pay to enjoy festival fun with peace of mind."

Festivals abroad

For those combining a festival experience with a trip abroad,
such as the Spanish festival Benicassim which takes place in July, Brits
should also think about travel insurance. The cost of cover doesn't have to
break the bank and is available from providers such as Cheaper Travel
Insurance and Virgin Money for under GBP10 a week.[2]

Motor breakdown

Motorists hitting the road to reach their festival destination
this year should also think about having motor breakdown cover in place. In
the unfortunate event that your car does break down while on the road, having
the right cover in place could ensure you don't miss out on all the fun. UK
breakdown cover is available from under GBP30 with The Green Insurance
Company[3] which also includes caravan cover.

Julie Owens continued: "The last thing anyone wants is to be
stuck at the side of the road with little choice but to listen to your
destination festival on the radio. Having motor breakdown is an essential
add-on for any motorist. Before setting off, it's important festival goers
check their policies carefully so they know exactly what is covered. For
example, making sure a policy includes onward travel to ensure they make it
to hear their favourite bands, even if they breakdown on their way."

moneysupermarket.com's top tips for festival fun:

- Don't take expensive clothing or jewellery with you - you
won't need them - especially as insurer 'single article' limits (the maximum
amount the insurer will pay out on any single item you are claiming for) are
usually around GBP1,000 or GBP1,500. Consider taking a disposable camera, to
cut down on risk of damage, loss or theft.

- Report lost or stolen money to the Police within 24 hours -
a condition in some policies which otherwise will not pay out.

- Keep your most valuable possessions with you at all times,
and stick together in groups - you are less likely to be a target of mugging
or theft. But don't keep all your money in one pocket.

- Don't make your pitch at the bottom of a hill, since
rainwater (and much worse) could end up streaming its way into your tent.

- Look at whether your credit card offers you any form of
protection for accommodation or travel cancellation.

Notes to Editors:

1. Home contents cover including personal possessions cover

Male aged 25. Annual cost to cover a semi-detached house with
GBP35,000 contents (M20)

Sourced by www.moneysupermarket.com 17.05.2011.

Elephant.co.uk:

- Premium with personal possessions (GBP1000) - GBP92.78

- Premium with personal possessions (GBP2,000) - n/a

- Premium with personal possessions (GBP2,500) - n/a

- Camping equipment - covered

RAC

- Premium with personal possessions (GBP1000) - GBP97.40

- Premium with personal possessions (GBP2,000) - GBP97.40

- Premium with personal possessions (GBP2,500) - GBP97.40

- Camping equipment - covered

Pearl

- Premium with personal possessions (GBP1000) - GBP103.16

- Premium with personal possessions (GBP2,000) - n/a

- Premium with personal possessions (GBP2,500) - n/a

- Camping equipment - covered

Legal & General

- Premium with personal possessions (GBP1000) - GBP110.76

- Premium with personal possessions (GBP2,000) - GBP110.76

- Premium with personal possessions (GBP2,500) - GBP118.85

- Camping equipment - covered

Swinton

- Premium with personal possessions (GBP1000) - GBP111.12

- Premium with personal possessions (GBP2,000) - GBP111.12

- Premium with personal possessions (GBP2,500) - GBP128.71

- Camping equipment - covered

2. 1 Week Single Trip - Based on a male aged 25:

Sourced by www.moneysupermarket.com 17.05.2011

Cheaper Travel Insurance (Single Trip Standard): GBP5.14,
GBP100 excess, personal possession cover (up to GBP500).

Virgin Money (Essentials Single Trip): GBP5.81, GBP100 excess,
personal possession cover (up to GBP1,500).

Debenhams (Essentials Single Trip): GBP5.83, GBP100 excess,
personal possession cover (up to GBP1,500).

OUL Direct (OUL Silver Single): GBP6.05, GBP200 excess,
personal possession cover (up to GBP500).

Top Notch Single Trip (Bronze): GBP6.28, GBP200 excess,
personal possession cover (up to GBP500).

3. UK Motor Breakdown Cover

Based on a 2006 Ford Focus

Sourced by www.moneysupermarket.com 26.05.2010

The Green Insurance Company (Premium GBP28.80)

Benefits: Roadside repair; Recovery to nearest garage;
Roadside assistance; Recovery of up to 7 passengers; Recovery to any UK
destination; Home start up; Alternative travel and accommodation costs.
Caravan cover (car breakdown only) included (size conditions apply).

RescueMyCar.com (Premium GBP28.90)

Benefits: Roadside repair; Recovery to nearest garage;
Roadside assistance; Recovery of up to 7 passengers; Recovery to any UK
destination; Home start up; Alternative travel and accommodation costs.
Caravan cover (car breakdown only) included (size conditions apply).

First Call (Premium GBP32.00)

Benefits: Roadside repair; Recovery to nearest garage;
Roadside assistance; Recovery of up to 4 passengers; Recovery to any UK
destination; Home start up; Alternative travel and accommodation costs.
Caravan cover (car breakdown only) included (size conditions apply).

Startrescue.co.uk (Premium GBP35.40)

Benefits: Roadside repair; Recovery to nearest garage;
Roadside assistance; Recovery of up to 4 passengers; Recovery to any UK
destination; Home start up; Alternative travel and accommodation costs.
Caravan cover (car breakdown only) included (size conditions apply).

ETA Breakdown (Premium GBP45.43)

Benefits: Roadside repair; Recovery to nearest garage;
Roadside assistance; Recovery of up to 4 passengers; Recovery to any UK
destination; Home start up; Alternative travel and accommodation costs.
Caravan cover not included.

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