VocaLink Partners With RBS to Enhance Processing of EUR Payments Into the UK

AMSTERDAM, October 25, 2010 - VocaLink, the international specialist payments partner, today
announced that it is partnering with RBS to further improve the delivery of
Euro payments to UK accounts through VocaLink's Euro Clearing and Settlement
Mechanism (CSM). In partnership with RBS as a settlement agent, banks using
VocaLink's Euro CSM service will be able to deliver payments more quickly and
effectively to both Euro and Sterling beneficiaries in the UK.

Irrespective of whether the currency of the UK destination
account is in Euro or Sterling, the service allows direct routing of all euro
payments by banks connected to VocaLink into the UK, enhancing end-users'
Straight-Through-Processing rates and providing banks with a fast,
cost-effective and reliable way of reaching to all UK Bank Identifier Codes.
The service provides banks and their customers with greater flexibility in
submitting payments through four daily settlement cycles. Payments received
for Sterling accounts by 8.30am GMT and for Euro accounts by 12:15pm GMT will
reach beneficiaries on the same day.

Wilco Dado, Head of Global Payments, Global Transaction
Services, at RBS, comments: "Through our partnership with VocaLink, banks
will be able to transfer their retail payments to the UK with faster and more
predictable delivery times. This represents a further step towards the
integration of the single European market for payments and underlines RBS'
position as a leading, global financial institution."

Fred Bar, Managing Director, Euro Services at VocaLink, said:
"Together with RBS, we are continuing to extend our reach to benefit banks
and their customers. This service enables financial institutions to compete
effectively for corporates' payments business."

The VocaLink Euro CSM has been operational since January 2008
and offers a comprehensive range of SEPA payment services as well as other
payment services. These include SEPA Credit Transfers, SEPA Direct Debits and
a suite of value-added services such as payment capture and authorisation and
mandate management.

About RBS Group

The RBS Group is a large international banking and financial
services company. Headquartered in Edinburgh, the Group operates in the
United Kingdom, Europe, the Middle East and Africa, the Americas and Asia,
serving over 30 million customers.

The Group provides a wide range of products and services to
personal, commercial and large corporate and institutional customers through
its two principal subsidiaries, The Royal Bank of Scotland and NatWest, as
well as through a number of other well-known brands including, Citizens,
Charter One, Ulster Bank, Coutts, Direct Line and Churchill.

About VocaLink

VocaLink is a specialist payments partner to banks, their
corporate customers and government departments. We design and deliver smarter
domestic and international automated payments systems, and smarter ATM
switching solutions. In fact, our switching platform connects over 60,000
ATMs, the world's busiest network, while our payments platform processes over
500 million payments per month. Having pioneered electronic payments for over
40 years it's perhaps no surprise that many major organisations have come to
rely on our services. For example, our Real-time Payments Platform is the
central infrastructure for the UK's Faster Payments Service, whilst we are
working with BGC, Sweden's leading payments provider, to provide outsourced
processing for the majority of Sweden's domestic payments. We are very proud
of our service delivery record. Our platforms operate on never-fail
technology to ensure total reliability and availability 24 hours a day
allowing us to meet our customer needs.

In short, our smarter payments capabilities offer banks,
corporates and government departments reach throughout SEPA and beyond.

VocaLink. Safer payments, smarter partner.

For more information please see http;//www.vocalink.com or
contact:

    Deborah Souter
    VocaLink
    +44(0)870-920 8651

    Elena Souter
    VocaLink
    +44(0)870-920-8637

    Zoe Gray
    Hotwire (PR for VocaLink)
    +44(0)207-608-2500 / 4641

For more information please contact: Deborah Souter, VocaLink, +44(0)870-920 8651; Elena Souter, VocaLink, +44(0)870-920-8637; Zoe Gray, Hotwire (PR for VocaLink), +44(0)207-608-2500 / 4641