Warns of Real Cost of Christmas car Modifications

Wednesday, December 15, 2010

CARDIFF, Wales, December 16, 2010 - Research from has revealed bad news for drivers looking for
modifications from Father Christmas this year. A 20 year old male driver
adding alloy wheels to their car could see the price of their premium rise by
a massive GBP616*.

For those who are willing to pay the price of modifications, it is worth
noting some insurance providers will refuse to cover cars with them and
therefore drivers who choose to modify, risk a narrowing of choice.
Undisclosed modifications could also lead to the invalidation of a policy.
It's also important to remember that the majority of car insurance
( providers, who will offer a policy, do not cover
the modification in the event of theft or an accident. Whilst this might seem
unfair as they have to be declared on a policy and an extra premium is
charged, the extra actually accounts for the fact that the modifications
either make the car more desirable to thieves (alloys, body kits) or improve
the performance (exhausts, lowered suspension) of the car and therefore
increases risk of accidents.

Will Thomas, head of motor insurance at said, "It may well
seem like a better idea to buy a cheaper, smaller car and modify it than
invest in a more expensive, newer car but this could prove to be false
economy. Adding modifications at a young age may contribute to a premium
price that can drive motorists off the road. 17 - 20 year olds have seen
prices rise by a massive GBP6162 over the last 12 months so now, more than
ever, it is essential to be careful with things that may end up adding more

For young drivers looking for cheaper premiums, start with the classic
small-engine run-around in order to build driving experience. Smaller, less
powerful cars represent a smaller risk and therefore are a lot cheaper. And,
whatever the type of car, it is always essential to shop around to get the
best deal."

Notes to Editors

* figures. Risk profiles identical in everything but age

About is one of the UK's biggest and most popular price
comparison services. Launched in 2002, it generates over one million quotes
per month. It has expanded its range of comparison products over the last
couple of years to include home insurance (, travel insurance, pet insurance,
cheap van insurance (, motorbike
insurance (, breakdown cover and
energy, as well as financial services products including credit cards, loans,
mortgages and life insurance ( is not a supplier, insurance company or broker. It
provides a free, objective and unbiased comparison service. By using
cutting-edge technology, it has developed a series of intelligent web-based
solutions that evaluate a number of risk factors to help customers with their
decision-making, subsequently finding them great deals on a wide-range of
insurance products, financial services, utilities and more.'s
service is based on the most up-to-date information provided by UK suppliers
and industry regulators. is owned by the Admiral Group plc. Admiral listed on
the London Stock Exchange in September 2004. is regulated by the

    For further information please contact:

    Kelly Davies
    Friary House
    Greyfriars Road

For further information please contact: Kelly Davies, Friary House, Greyfriars Road, Cardiff, CF103AE, +44-(0)2920-434398

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